Cash Management Services

Cash management made simple for growing businesses.

Middlesex Savings Bank offers tools to help you manage cash flow, streamline payments, and protect your business. Our services benefit your business and provide convenience for day-to-day operations.

Cash management services helps businesses control how money moves in and out of their accounts. With the right financial tools, and support, you can save time, reduce risk, and stay focused on running your business effectively and efficiently.

How does cash management benefit your business?

See your day-to-day cash flow clearly.
Pay vendors and employees efficiently.
Reduce fraud risk and unauthorized activity.
Spend less time on manual processes.
Set up systems that grow with your business.

Cash management makes managing your money convenient and straightforward.

Middlesex Savings Bank Cash Management Services:

We help you choose the financial tools that align with how your business operates.

Deluxe Business Online Banking

Receive real-time access to account information and internal transfers, as well as ACH Origination, Wire Transfers and Positive Pay services. All of these digital banking services can also be accessed through our mobile banking app.

Online Check Deposit

Scan check deposits from your office with a special-purpose scanner, eliminating trips to the bank and increasing productivity.

Sweep Services

Automate transfers between a checking account and an investment account* or line of credit to maximize the use of funds.

ACH Origination

Gain control of cash flow by paying employees and suppliers electronically and debiting member/customer accounts for amounts owed.

Wire Transfers

Move money across town or across the world with our domestic and international wire transfer services.

Positive Pay

Reduce the risk of check and ACH debit fraud with this easy-to-use online service.

EDI Reporting

Obtain payment details (e.g. invoice numbers, account IDs, adjustments) for ACH deposits received.

Lockbox Services

Direct your payments to our partner and simplify the collection and processing of accounts receivable. Customized reporting of processed payments is available to meet your needs.

Zero Balance Accounts

Consolidate funds from multiple locations and bank accounts to create greater financial efficiency.

Why businesses choose Middlesex Savings Bank:

Businesses work with us because we are dependable, knowledgeable, and easy to work with.

Knowledgeable local support.
Clear guidance and onboarding.
Practical tools, not unnecessary complexity.
A dependable financial partner you can grow with.

FAQs

Cash management includes financial tools that help businesses manage cash flow, make payments, monitor accounts, and reduce risk.

No. Many small and growing businesses use cash management tools to save time and improve efficiency.

A short conversation with a cash management specialist can help identify the financial tools that fit your business today and as it grows.

Contact Us

Let’s make business banking easier.

Not sure where to start? We’re here to help.To learn more about Cash Management services, contact the team at 508-599-5846 or email them at [email protected]

Disclosures

*Not insured by FDIC or any federal government agency. Not bank guaranteed. May lose value.

Product and service fees may apply. Carrier rates may apply.

Take control of your business finances by utilizing Middlesex Savings Bank's money management solutions. Contact us or visit our full-service locations throughout central and eastern Massachusetts.